Terms of Service

These Terms of Service ("Terms") constitute a legally binding agreement between you ("Client," "you," or "your") and Quick Loans ("Company," "we," "us," or "our") governing your use of our digital advertising and marketing services.

By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you are using the services on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms.

If you do not agree to these Terms, you may not access or use our services. We reserve the right to modify these Terms at any time, and your continued use of our services after any such modifications constitutes your acceptance of the updated Terms.

Quick Loans provides comprehensive digital advertising and marketing services, including but not limited to:

• Facebook and Instagram advertising management
• Google Ads management and optimization
• TikTok advertising campaigns
• Search engine optimization (SEO) services
• Press release distribution and PR services
• Digital strategy consulting
• Analytics and reporting services

The specific scope of services shall be outlined in individual Statement of Work (SOW) documents or service agreements entered into between the parties. The services may be modified from time to time upon mutual written agreement.

No Guarantees: We make no guarantee regarding specific results, including but not limited to increased revenue, website traffic, or search engine rankings. All projections and forecasts are estimates only and should not be construed as guarantees.

To access certain features of our services, you may be required to create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and update your account information to keep it accurate and current
• Maintain the security of your account credentials and passwords
• Notify us immediately of any unauthorized access or security breach
• Accept all responsibility for all activities that occur under your account

We reserve the right to suspend or terminate accounts that violate these Terms or engage in any prohibited activities. You may not use another user's account without their explicit permission.

4.1 Fees: Client agrees to pay all fees as specified in the applicable service agreement or SOW. Fees may include management fees, ad spend, and any additional services agreed upon.

4.2 Billing Cycle: Unless otherwise specified, our standard billing cycle is monthly. Management fees are due in advance, while ad spend is billed in arrears.

4.3 Payment Methods: We accept major credit cards, bank transfers, and other payment methods as specified. All payments must be made in US Dollars (USD).

4.4 Late Payments: Payments not received within 15 days of the due date may incur a late fee of 1.5% per month on the outstanding balance. We reserve the right to suspend services for non-payment.

4.5 Refund Policy: Management fees are non-refundable once services have been rendered. Ad spend that has been disbursed to advertising platforms is non-refundable. Please refer to your specific service agreement for detailed refund terms.

4.6 Ad Spend: Client authorizes Company to manage advertising budgets on their behalf. Ad spend will be spent on the advertising platforms as directed, and Company is not responsible for platform policies or changes.

5.1 Company Materials: All materials, tools, methodologies, and processes developed by Company remain the exclusive property of Company. Client is granted a limited, non-exclusive license to use such materials solely for purposes of receiving the services.

5.2 Client Materials: Client retains all ownership rights to materials, content, and assets provided to Company for use in campaigns. Client grants Company a limited license to use such materials for the purpose of delivering services.

5.3 Deliverables: Upon full payment, Client shall own the final deliverables created specifically for Client, excluding any pre-existing materials, stock assets, or Company proprietary tools.

5.4 Portfolio Rights: Client grants Company the right to display completed work in Company's portfolio and marketing materials, unless explicitly agreed otherwise in writing.

You agree not to use our services to:

• Violate any applicable laws, regulations, or third-party rights
• Distribute content that is defamatory, obscene, or offensive
• Engage in fraudulent, deceptive, or misleading advertising practices
• Promote illegal activities or products
• Infringe on intellectual property rights of others
• Upload malware or malicious code
• Attempt to gain unauthorized access to our systems or other users' accounts

Company reserves the right to remove any content that violates these Terms and may report illegal activities to appropriate authorities.

Each party agrees to maintain the confidentiality of any proprietary or sensitive information received from the other party. This includes, but is not limited to, business strategies, customer data, financial information, and technical specifications.

Confidential information shall not include information that: (a) is or becomes publicly available without breach of this agreement; (b) was known prior to disclosure; (c) is independently developed without use of confidential information; or (d) is required to be disclosed by law.

This obligation shall survive termination of this agreement for a period of three (3) years.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

IN NO EVENT SHALL COMPANY'S TOTAL LIABILITY ARISING FROM OR RELATED TO THE SERVICES EXCEED THE TOTAL AMOUNTS PAID BY CLIENT TO COMPANY IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. COMPANY DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE.

Client acknowledges that advertising platforms (including Facebook, Google, TikTok, etc.) are third-party services and Company is not responsible for their policies, changes, or actions.

You agree to indemnify, defend, and hold harmless Company and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from:

• Your use of the services
• Your violation of these Terms
• Your violation of any rights of a third party
• Any content you submit or transmit through the services
• Your advertising content or campaigns

10.1 By Client: Client may terminate services with thirty (30) days written notice. Upon termination, Client shall pay for all services rendered through the termination date, including any non-refundable ad spend already disbursed.

10.2 By Company: Company may terminate services immediately if Client: (a) fails to pay amounts due; (b) violates these Terms; (c) engages in illegal or fraudulent activity; or (d) brings the Company into disrepute.

10.3 Effect of Termination: Upon termination, Company will cease services and provide final reporting. Client remains responsible for all fees incurred. Sections 4, 5, 7, 8, 9, and 11 shall survive termination.

These Terms shall be governed by and construed in accordance with the laws of the State of Ohio, United States, without regard to its conflict of law provisions.

Any dispute arising from or relating to these Terms or the services shall be resolved exclusively in the state or federal courts located in Montgomery County, Ohio. You consent to the personal jurisdiction of such courts.

The parties agree to resolve disputes through binding arbitration rather than court trials, except for claims seeking injunctive relief. The arbitration shall be conducted in accordance with the rules of the American Arbitration Association.

Company reserves the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on our website and updating the "Last updated" date.

Your continued use of our services after any such modifications constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.

If you have any questions about these Terms, please contact us: